Don't impoverish yourself to pay kids' student loans

Dear Liz: I'm in my 50s. My kids have college loan debts that might total more than $200,000. I allowed them to take out loans because I expected to inherit $300,000 to help them pay off the debt. Now that inheritance will not happen.

I have $250,000 saved for retirement. When I'm 58 1/2 years old, I would like to pull that money out and pay some or all of these debts. Or use home equity. I've recently been downsized in employment, but I am looking to increase my income so I can help with their debt. Advice?

Answer: If your goal is to impoverish yourself so your kids will have to take care of you in your old age, by all means proceed with your plan. Otherwise, you need to rethink this.

You've been laid off in the middle of what should be your peak earning years. Older workers often have a tougher time than younger ones finding replacement jobs, even in a better economy than this one. You may not be able to replace your former income, which means you may not be able to add much to the amount you've already saved. You should be conserving your resources, including your home equity, and not squandering it repaying debts that aren't yours.

And "squandering" is the right word. You may be able to avoid paying federal and state tax penalties on withdrawals under certain conditions; distributions made after age 59 1/2 avoid the penalties, as do those made if you're "separated from service" if the job termination occurred in or after the year you turn 55. But you'll still owe income taxes on the withdrawal, and those can be considerable.

Your children are the ones who will benefit from their educations. Those educations should allow them to earn incomes to repay these loans. The amount of debt they've accrued might be excessive — you didn't specify how many kids, or whether this debt is being incurred pursuing undergraduate or graduate degrees. Ultimately, though, they will be in a better position to pay the debt than you are.

If you promised them help you can't deliver, sit down with them now to break the bad news and strategize on how they can finish their educations without incurring substantially more debt.

Your story also should serve as a cautionary tale for anyone counting on an inheritance to pay future bills. Until the money is in your bank account, it's not yours and shouldn't be part of your financial planning.

Refinancing mortgage in divorce may not be wise move

Dear Liz: My soon-to-be ex wants to refinance our mortgage to pay for renovations so we can sell it for more money. He also wants to take out some cash to pay off unsecured loans. (I have $11,000 in credit card debt, and he has over $50,000.) The house recently appraised for $310,000 and we owe $158,000 on it. Is it wise to refinance in this circumstance?

Answer: A cash-out refinance would be a risky maneuver even if you intended to stay married. Renovations rarely boost a home sale price enough to cover their cost. Also, home equity that's used to pay off credit card bills is often wasted, since the borrower never fixes the problem that led to overspending in the first place and simply runs up more debt. Since he would be getting the bulk of the benefit by having more of his debt paid off, you also would need to adjust the rest of your property settlement.

Often, the best and easiest solution in a divorce is to simply sell the house. You certainly wouldn't want to remain on a mortgage with an ex after the divorce was final, if you could possibly avoid it. A good divorce attorney can give you advice about how to proceed from here.

Make saving money automatic

Dear Liz: What's the easiest way to save money? I have the hardest time. I want to save, but I feel that I don't make enough to start saving.

Answer: The easiest way to save is to do it without thinking about it.

That usually means setting up automatic transfers either from your paycheck or from your checking account. If you have to think about putting aside money, you'll probably think of other things to do with that cash. If it's done automatically, you may be surprised at how fast the money piles up.

The second part of this equation is to leave your savings alone. If you're constantly dipping into savings to cover regular expenses, you won't get ahead.

People manage to save even on small incomes because they make it a priority. They "pay themselves first," putting aside money for savings before any other bills are paid. Start with small, regular transfers and increase them as you can.

Questions may be sent to 3940 Laurel Canyon, No. 238, Studio City, CA 91604 or by using the "Contact" form at asklizweston.com. Distributed by No More Red Inc.

Read More..

Man named in Connecticut shooting recalled as shy, awkward

Adam Lanza was memorably smart and heartbreakingly shy during his years at Newtown High School in Connecticut.

He'd correct people's Latin in ninth and 10th grades, students who knew him recall. He made the honor roll with highest honors. By his sophomore year he got into honors English, tackling "Of Mice and Men" and "Catcher in the Rye." While other youths sported T-shirts and backpacks, Lanza showed up every day in button-down shirts, carrying a briefcase.

"It was almost painful to have a conversation with him, because he felt so uncomfortable," recalls Olivia DeVivo, who sat behind him in English. "I spent so much time in my English class wondering what he was thinking."

On Friday, much of the country was engaging in the same exercise — trying to understand how Lanza, 20, could have walked into an elementary school near his home in Sandy Hook and fired a hail of bullets at terrified children and teachers, leaving 26 people dead, all but six of them children.

Police sources say the gunman shot and killed his mother at home before driving her Honda to the school, where he died of a self-inflicted gunshot wound after the rampage.

"We're looking at all the history. We're going backwards as far as we can go … and hopefully we'll stumble on some answers," said Lt. Paul Vance of the Connecticut State Police.

In interviews with neighbors and people who grew up with him, no one claimed to know the tall, gangly young man well. Family members told others he had Asperger's syndrome, a mild form of autism whose sufferers are often brilliant but socially inept.

He joined the tech club at Newtown High School, and was seen at shows and assemblies working on the sound and light equipment. But there is no record of his having finished high school.

"He was actually really smart. But I think he might have had some social disorder or something," said Hannah Basch-Gold, who went to elementary school with Lanza. "He kind of kept to himself, kind of a loner."

Fellow students said nobody made fun of Lanza; they just had a hard time connecting.

"He didn't have any friends, but he was a nice kid if you got to know him," said Kyle Kromberg, now a junior in business administration at Endicott College in Massachusetts. He studied Latin with Lanza.

"He didn't fit in with the other kids," Kromberg said. "He was very, very shy. He wouldn't look you in the eyes when he talked. He didn't really want to lock eyes with you for very long."

The Lanzas lived for many years in Sandy Hook, where neighbors said they were a quiet family that didn't attract much notice. The mother, Nancy Lanza, "was very nice. I can't say anything very bad about them," said Beth Israel, whose daughter was friends with Adam Lanza in elementary school. As for Adam, she said, "There was definitely some issues with him."

Nancy Lanza and her husband, Peter, divorced in 2008. Peter Lanza, a vice president at GE Energy Financial Services, recently remarried, and appeared to be caught off guard when reporters approached him near his home in Stamford, Conn.

"Is there something I can do for you?" he asked a reporter waiting at his house as he arrived home Friday, according to the Stamford Advocate. Told that his name had been linked to the school shooting in Newtown, his face darkened suddenly and he rolled up the window and drove into his garage.

Law enforcement sources initially identified Lanza's brother, Ryan, 24, as the shooter. Adam apparently had brother's identification with him. Ryan Lanza's photograph was distributed widely on the Internet until a post appeared on what seemed to be his Facebook page: "Everyone shut … up, it wasn't me."

Brett Wilshe, who lives near Ryan Lanza in New Jersey, said he sent his friend an instant message.

"I asked him if he was all right, and what was going on," Wilshe said. "His message back to me was it was his brother, and that was it."

Police still were trying to answer questions about how Adam Lanza got into the locked school. According to some reports, his mother was a former employee there.

A federal law enforcement source said it appeared Lanza shot himself as police arrived. The officers, he said, never had to fire their weapons. "It was over when they got there."

sam.quinones@latimes.com

kim.murphy@latimes.com

Times staff writers Matt Pearce and Richard A. Serrano contributed to this report.

Read More..

Games top App Store revenue in 2012

Read More..

School shooting postpones Cruise premiere in Pa.

NEW YORK (AP) — The U.S. premiere of the Tom Cruise action movie "Jack Reacher" is being postponed following the deadly Connecticut school shooting.

Paramount Pictures says "out of honor and respect for the families of the victims" the premiere won't take place Saturday in Pittsburgh, where "Jack Reacher" was filmed.

The premiere would've been Cruise's first U.S. media appearance since his split from Katie Holmes over the summer. It was to be more contained with select outlets covering and a location away from Hollywood or New York.

A proclamation ceremony for Cruise had been planned with Pennsylvania Gov. Tom Corbett and Pittsburgh Mayor Luke Ravenstahl.

No new date for the premiere has been set. The movie opens Dec. 21.

Friday's massacre at a Newtown, Conn., elementary school killed 20 children and several adults.

Read More..

The Neediest Cases: Disabled Young Man and His Protective Mother Deal With Life’s Challenges

Though he would prefer to put his socks on without his mother’s help, Zaquan West, 25, does not have a choice.

Michelle V. Agins/The New York Times

Joann West is a constant caretaker for her son, Zaquan. Though Ms. West works as a receptionist, the family fell behind on rent.

For the past 100 years, The New York Times Neediest Cases Fund has provided direct assistance to children, families and the elderly in New York. To celebrate the 101st campaign, an article will appear daily through Jan. 25. Each profile will illustrate the difference that even a modest amount of money can make in easing the struggles of the poor.

Last year donors contributed $7,003,854, which was distributed to those in need through seven New York charities.

2012-13 Campaign

Previously recorded:

$3,104,694

Recorded Thursday:

$137,451

*Total:

$3,242,145

Last year to date:

$2,862,836

*Includes $596,609 contributed to the Hurricane Sandy relief efforts.

The Youngest Donors

If your child or family is using creative techniques to raise money for this year’s campaign, we want to hear from you. Drop us a line on Facebook or talk to us on Twitter.

A genetic disorder has encumbered Mr. West all his life, but he has needed assistance with this particular task since only last year. In November 2011, he had surgery to remove a cancerous tumor on his left thigh that was as big as a football, but he was left less flexible.

“He doesn’t do well with disability, with the label,” his mother, Joann West, 55, said. “He doesn’t tell people that he has a disability. If they can’t see it, they just can’t see it.”

When her son was 13 months old, Ms. West learned he had neurofibromatosis, a disorder that causes tumors to grow on the nerves and, in some cases, to infringe on vital organs, or as was the case last year, to become malignant. It also creates large bumps on the skin known as nodules.

At ages 5 and 8, Zaquan had operations to remove neurofibromatosis clusters that were eating away at his left hip bone. The disease has left his left leg a few inches shorter than his right. After each operation, he had to relearn how to walk.

Because of his physical disability, he was placed in a special-education class at school and given the same homework every night, his mother said.

“I advocated for him,” Ms. West said. “I kept fighting, because he was no dummy. He was physically impaired, not mentally. I went out of my way to try to give him a better life. The system would have failed him more than it did if I hadn’t stepped in.” Her efforts led to his being moved from a special-education classroom to a regular one in second grade.

Ms. West, a single mother, acknowledges that her protective instincts made her a very controlling parent, and she did not allow Zaquan out of the house much, which limited his friendships.

“I was afraid for him,” she said. “The streets, they don’t care about your disability.”

When Mr. West entered high school, it was the first time he had truly been away from his mother’s watchful eyes. He began skipping class, often going to the park or wandering their Bedford-Stuyvesant, Brooklyn, neighborhood with truant friends. He eventually dropped out of school.

“It was just me being out on my own and making my own choices,” Mr. West recalled.

Though she did not agree with her son’s decisions, Ms. West said that his need to explore was in some ways a result of her actions. “At a point, I stepped back,” she said, “to allow him to do certain things on his own and do what he wanted to do.”

In 2007, a couple of years after he dropped out, Mr. West joined the Door, an organization focused on empowering young people to reach their potential. There, he obtained his high school equivalency diploma.

Today, Mr. West is job hunting so that he can help pay his and his mother’s expenses.

But paying the monthly bills has become a struggle, Ms. West said, in part because of a recent change in her budget. In August, after an increase in income, they stopped receiving $324 a month in food stamps. The additional income did not cover all their expenses, however, and Ms. West eventually fell behind in the rent on their apartment.

Ms. West, who has been employed in various administrative jobs, currently works as a receptionist for Howie the Harp Advocacy Center, an agency that provides employment help to people with psychiatric disabilities. Her annual salary is about $25,000 before taxes. Her son receives $646 in Social Security disability benefits. After the family’s food stamps were cut off, Mr. West applied individually, and he now receives $200 in food stamps each month.

With the addition of Mr. West’s disability benefits and food stamps, their net monthly income is $2,213. Their contribution for the Section 8-subsidized apartment Ms. West has lived in for the past 30 years is $969.

Knowing she was in need of help, Ms. West’s boss told her about the Community Service Society, one of the organizations supported by The New York Times Neediest Cases Fund. And the society drew $1,598 from the fund to cover her debt.

Ms. West remains a constant caretaker for her independent-minded son, who, she says, has come to accept her help grudgingly. She says that even if they are not on speaking terms after a disagreement, she is there to lend him a hand.

Both are continuing to deal with the inevitable challenges: Mr. West is awaiting word from doctors on whether a new growth in his lungs is cancerous. But one of his greatest assets, given all that he has overcome, is that he is comfortable in his own skin.

“I’m just always going to be me,” he said, “so why deal with somebody else?”

Read More..

Halle Berry joining the ranks of secretive home sellers

Hot Property columnist Lauren Beale talks with Bret Parsons of the John Aaroe Group.

Actress Halle Berry is trying to sell her Hollywood Hills West house. The home's motor court was the site of a Thanksgiving Day altercation between her former boyfriend, model Gabriel Aubry, and her fiance, actor Olivier Martinez, that landed both men in the hospital.

The property is being shown and marketed off the Multiple Listing Service in what is known as a pocket listing for $15 million. The five-bedroom house has 5,900 square feet of living space and sits on more than half an acre with a 1,400-square-foot guesthouse, a swimming pool and spa.

Berry bought the home in 2005 from former "Malcolm in the Middle" star Frankie Muniz for $5.995 million. She and Aubry had been involved in a custody battle.

Berry, 46, has starred in the "X-Men" movies and "Die Another Day" (2002). She won an Oscar for best actress for "Monster's Ball" (2001). The former model and Martinez starred this year in the film "Dark Tide." Berry also starred with Tom Hanks this year in "Cloud Atlas."

Billy Rose of the Agency in Beverly Hills has the pocket listing, according to area real estate agents. He should be familiar with the property. He is also a onetime owner of the house, property records show.

Malibu pad is celebrity magnet

A beachfront house in Malibu that was rented at different times this summer to Usher and Sean Combs is for sale at $16.75 million. The house was listed at $100,000 a month but the amount each singer paid was not disclosed.

The Cape Cod-inspired two story, built in 1994 and sitting on more than half an acre, has 80 feet of beach frontage, a front lawn and gardens. Features include skylights, an office, a bar, a wine room, four fireplaces, a sauna, two master suites, four additional bedrooms and a total of six bathrooms in 5,653 square feet of living space.

The property last changed hands in 1985 for $1.3 million, public records show.

Wendy Carroll of Westside Estate Agency in Malibu is the listing agent.

Another notch in his beach belt

Oracle Corp. head Larry Ellison is buying yet another house along Malibu's Carbon Beach. This will be his 10th residential purchase along the coveted stretch of sand called Billionaires' Beach for its wealthy homeowners.

The seller is film and TV producer Jerry Bruckheimer.

The beachfront house, which was not listed for sale, has 70 feet of ocean frontage, three bedrooms, three bathrooms and 2,239 square feet of living space, public records show. The sale price is not known at this time. The assessed value of the property is more than $3.65 million.

Ellison already owns the houses on either side of Bruckheimer's home. Nearby neighbors include entertainment mogul David Geffen, former Dodgers Chief Executive Jamie McCourt and business magnate and former junk bond king Michael Milken.

In addition to the Carbon Beach houses, Ellison owns commercial property along the sand that includes the Nobu Malibu restaurant as well as other Malibu properties.

Ellison, 68, is ranked the third-wealthiest person in the U.S. by Forbes, with a net worth of $41 billion. Known as a real estate trophy hunter, he made an estimated $500-million deal this year to buy 98% of the Hawaiian island of Lanai.

Bruckheimer, 67, is executive producer of the Emmy Award-winning reality competition show "The Amazing Race" (2001-present) and multiple "CSI" series. His film work includes the "Pirates of the Caribbean" movies.

The one-third-acre property previously sold in 1987 for $2.4 million.

No real estate agents are involved in the sale.

Read More..

L.A. County transit officials OK more funds for Blue Line safety

Los Angeles County transit officials Thursday budgeted $6.78 million more for improvements on the Blue Line — one of the busiest light-rail lines in the nation, with 26 million riders annually and a history of accidents and fatalities.

There have been eight deaths along the Blue Line so far this year, at least four of which were suicides, according to Los Angeles County Metropolitan Transportation Authority officials.

The most recent fatality occurred Thursday about 12:45 a.m., when officials said a woman apparently tried to swerve her Hyundai around lowered gate arms at a crossing in Compton and was struck by a Blue Line train.

Last summer, county Supervisor Zev Yaroslavsky, a member of the Metro Board of Directors, warned his colleagues that the Blue Line was on track to have more fatalities in 2012 than any other year in its history. The 22-mile-long Blue Line, the county's first light-rail line, opened in 1990 and travels from Long Beach to Los Angeles. In November, it averaged 93,201 weekday trips, the most ever for the line.

During its first dozen years, the Blue Line — which earned the dubious title of California's deadliest rail transit route in 1999 with 10 fatalities and 50 accidents — averaged 50.9 accidents a year, but over the next decade that dropped to an average of 27.9 accidents annually.

Metro has made several safety improvements that have reduced accidents, including putting photo enforcement cameras at street crossings to discourage drivers from trying to race trains across the tracks.

The line had some of its lowest accident totals between 2008 and 2011. But Yaroslavsky earlier this year said he saw the numbers rising again in 2012 and seemed frustrated that the issue was still around, saying: "This has been an ongoing open ... sore for us."

Also drawing attention to the issue were families such as the one that showed up at a board meeting wearing T-shirts with the picture of a dead teenage relative who had been struck by a Blue Line train while walking in Willowbrook.

After a Blue Line task force came up with several ideas to improve safety, the Metro board budgeted the money Thursday for more barriers, sidewalk improvements, new types of electric signs, better lighting around crossings, suicide prevention signs and audible warning devices, among other things.

Another factor fueling the safety changes were the results of a survey that showed that hundreds of Metro transit workers have concerns about their on-the-job safety. While most of the workers gave Metro high marks for safety, nearly half of the respondents still reported that they had had a close call that could have killed them or seriously injured someone.

Metro spokesman Marc Littman said that putting millions of dollars toward improvements shows that the agency is taking the issue seriously. He added that Art Leahy, Metro's chief executive officer, has also been focused on decreasing a backlog of maintenance issues on the Blue Line and across the system, including purchasing new cars.

But Yaroslavsky is not convinced that the added millions of dollars will change much on the Blue Line.

"These are things that should have been done a long time ago and whether they're going to be sufficient or not, I don't know.... We had another fatality last night," Yaroslavsky said Thursday. "It's the most dangerous rail line in our system."

"I want to see the number of fatalities and accidents along this line drop precipitously," he said, adding that although it is difficult to stop suicides, "we've got to try."

Mike Cano, transit deputy for county Supervisor and Metro Board Chairman Mike Antonovich, said that the agency lacks a strong culture of safety and that its leaders have been too focused on building projects and transit lines instead of ensuring the quality of existing operations.

"We're not doing the groundwork in terms of figuring out what happens to fares, what happens to maintenance … what happens to make sure our systems are retrofit" and safe, Cano said, adding that no one wants to look back after a major transit accident and wish that more had been done.

In an unrelated agenda item Thursday, the board awarded an advertising contract worth more than $100 million over five years to CBS Outdoor Group, which after several rounds of negotiating and voting beat out Titan Outdoor, which had bid several million dollars more. Metro analysts said they were concerned about Titan's finances.

And in a separate motion, Yaroslavsky said that next month he will ask the board to eliminate the $3 monthly maintenance fee assessed to those who use the new experimental ExpressLanes on the 110 and 10 freeways.

ari.bloomekatz@latimes.com

Times staff writer Dan Weikel contributed to this report.

Read More..

U.S. drops China’s Taobao website from “notorious” list

WASHINGTON (Reuters) – The United States on Thursday dropped a website owned by China‘s largest e-commerce company, Alibaba Group, from its annual list of the world’s most “notorious markets” for sales of pirated and counterfeit goods.

Taobao Marketplace, an online shopping site similar to eBay and Amazon that brings together buyers and sellers, “has been removed from the 2012 List because it has undertaken notable efforts over the past year to work with rightholders directly or through their industry associations to clean up its site,” the U.S. Trade Representative‘s office said in the report.

The move came just before an annual high-level U.S.-China trade meeting next week in Washington.

Taobao Marketplace is China’s largest consumer-oriented e-commerce platform, with estimated market share of more than 70 percent. The website has nearly 500 million registered users, with more than 800 million product listings at any given time. Most of the users are in China, Hong Kong, Taiwan and Macao.

The U.S. Chamber of Commerce has called Taobao “one of the single largest online sources of counterfeits.”

The Chinese Commerce Ministry strongly objected to Taobao’s inclusion on the USTR’s 2011 notorious markets list. A ministry spokesman said it did not appear to be based on any “conclusive evidence or detailed analysis.

Alibaba hired former USTR General Counsel James Mendenhall to help persuade USTR to remove Taobao from its list.

The Chinese company’s bid to shed its “notorious” label won support from the Motion Picture Association of America, a former critic of Taobao, which praised its effort to reduce the availability of counterfeit goods on its website.

But U.S. software, clothing and shoe manufacturers urged USTR to keep Taobao on the list.

To stay off in the future, USTR urged “Taobao to further streamline procedures … for taking down listings of counterfeit and pirated goods and to continue its efforts to work with and achieve a satisfactory outcome with U.S. rights holders and industry associations.”

USTR said it also removed Chinese website Sogou from the notorious markets list, based on reports that it has made “notable efforts to work with rights holders to address the availability of infringing content on its site.”

U.S. concerns about widespread piracy and counterfeiting of American goods in China are expected to be high on the agenda at next week’s meeting in Washington of the U.S.-China Joint Commission on Commerce and Trade.

The 2012 notorious markets list includes Xunlei, which USTR described as a Chinese-based site that facilitates the downloading and distribution of pirated movies.

Baixe de Tudo, a website hosted in Sweden but targeted at the Brazilian market, was also put on the list along with the Chinese website Gougou.

Warez-bb, which USTR described as a hub for pre-release music, software and video games, was also included. The forum site is registered in Sweden but hosted by a Russian Internet service provider, USTR said.

The full report can be found on USTR’s website at: http://www.ustr.gov/sites/default/files/121312%20Notorious%20Markets%20List.pdf

(Reporting by Doug Palmer; Editing by Will Dunham, Dan Grebler and Jim Marshall)

Internet News Headlines – Yahoo! News

Read More..

Tolkien class at Wis. university proves popular

MILWAUKEE (AP) — The vast collection of J.R.R. Tolkien manuscripts initially sold senior Joe Kirchoff on Marquette University, so when the school offered its first course devoted exclusively to the English author, Kirchoff wanted in. The only problem: It was full and he wasn't on the literature track.

Undaunted, the 22-year-old political science and history major lobbied the English department and others starting last spring and through the summer and "kind of just made myself a problem," he said. His persistence paid off.

"It's a fantastic course," said Kirchoff, a Chicago native. "It's a great way to look at something that's such a creative work of genius in such a way you really come to understand the man behind it."

He and the 31 other students can now boast of their authority about the author who influenced much of today's high fantasy writing. The course was taught for the first time this fall as part of the university's celebration of the 75th anniversary of "The Hobbit" being published. And class wrapped up just before the film, "The Hobbit: An Unexpected Journey," was released Friday.

The class, which filled up fast with mostly seniors who had first dibs, looked at Tolkien as a whole, not just the popular "Lord of the Rings" and "The Hobbit." Students took their final exam this week, and the course was so well received, Marquette is considering more in the future.

"It's the best class I've had in 27 years here ... for student preparation, interest and enthusiasm," said English professor Tim Machan. "And I can throw out any topic and they will have read the material and they want to talk about the material."

Marquette is one of the main repositories of Tolkien's drafts, drawings and other writings — more than 11,000 pages. It has the manuscripts for "The Lord of the Rings" and "The Hobbit," as well as his lesser-known "Farmer Giles of Ham" and his children's book "Mr. Bliss." Marquette was the first institution to ask Tolkien for the manuscripts in 1956 and paid him about $5,000. He died in 1973.

Other significant collections are at the Bodleian Library at Oxford University in England and Wheaton College in Illinois.

Though Tolkien classes aren't unusual nationwide, Marquette students had the added bonus of being able to visit Tolkien's revisions, notes, detailed calendars, maps and watercolors on site at the school's archive. And they got a lesson from the school's archivist Bill Fliss.

"One of the things we wanted to impress upon the students was the fact that Tolkien was a fanatical reviser," said Fliss said. "He never really did anything once and was finished with it."

Chrissy Wabiszewski, a senior English major, described Tolkien's manuscripts as art.

"When you get down and look at just his script and his artwork in general, it all kind of flows together in this really beautiful, like, cumulative form," Wabiszewski said. "It's cool. It is just really cool to have it here."

The class also looked at Tolkien's poetry, academic articles and translations of medieval poems; talked about the importance of his writers' group, the Inklings; and explored what it meant to be a writer at that time.

"We've ... tried to think about continuities that ran through everything he did," Machan said. His students were also required to go to three lectures that were part of Marquette's commemoration.

"The Hobbit," a tale of homebody Bilbo Baggins' journey, is set in Tolkien's fictional realm of Middle-earth and takes place 60 years before "The Lord of the Rings." The movie released Friday is the first of the trilogy, with "The Hobbit: There and Back Again" set for release on Dec. 13, 2013, and a third film to come out in the summer of 2014.

Most of the students were just finishing elementary school when the first "Lord of the Rings" film was released 11 years ago.

Kirchoff said he started reading "The Hobbit" and the "Lord of the Rings" when he was in fourth grade, before the movies came out. He said the movies have introduced others to Tolkien's ideas, making his love for Tolkien's fantasy worlds more socially acceptable.

"The movies were fantastic enough and engaging enough to coexist in my mind with the literature I really do love," he said.

Wabiszewski said it's clear her classmates weren't just taking the class as a filler.

"I definitely expected the enthusiasm from everybody but just the knowledge that everybody brought into the class, it's cool," she said. "We really have a smart group of people in that class who have a lot to offer."

Read More..

Recipes for Health: Red Cabbage, Carrot and Broccoli Stem Latkes — Recipes for Health

Andrew Scrivani for The New York Times

I love finding things to do with broccoli stems. I find that allowing the cabbage mixture to sit for 10 to 15 minutes before forming the latkes allows the cabbage to soften a bit, and the latkes hold together better.

5 cups shredded red cabbage

1/2 pound carrots, shredded (about 1 1/2 cups)

1 1/2 cups shredded peeled broccoli stems

2 tablespoons sesame seeds

2 teaspoons caraway seeds

1 teaspoon baking powder

Salt to taste

3 tablespoons oat bran

3 tablespoons all-purpose flour

3 tablespoons cornmeal

2 tablespoons buckwheat flour

3 eggs, beaten

About 1/4 cup canola, grape seed or rice bran oil

1. Heat the oven to 300 degrees. Line a sheet pan with parchment and place a rack over another sheet pan.

2. In a large bowl mix together the shredded cabbage, carrots, broccoli stems, baking powder, sesame seeds, caraway seeds, salt, oat bran, flour, cornmeal and buckwheat flour. Taste and adjust salt. Add the eggs and stir together. Let the mixture sit for 10 to 15 minutes.

3. Begin heating a large heavy skillet over medium heat. Take a 1/4 cup measuring cup and fill with 3 tablespoons of the mixture. Reverse onto the parchment-lined baking sheet. Repeat with the remaining latke mix. You should have enough to make about 30 latkes.

4. Add the oil to the pan and heat for 3 minutes or until hot. When it is hot (hold your hand a few inches above – you should feel the heat), slide a spatula under one portion of the latke mixture and transfer it to the pan. Press down with the spatula to flatten. Repeat with more mounds. In my 10-inch pan I can cook four at a time without crowding; my 12-inch pan will accommodate four or five. Cook on one side until golden brown, about four to five minutes. Slide the spatula underneath and flip the latkes over. Cook on the other side until golden brown, another two to three minutes. Transfer to the rack set over a baking sheet and place in the oven to keep warm.

5. Serve hot topped with low-fat sour cream, Greek yogurt or crème fraîche.

Yield: about 30 latkes, serving 6

Advance preparation: You can prep the ingredients and combine everything except the eggs and salt several hour ahead. Refrigerate in a large bowl. Do not add salt until you are ready to cook, or the mixture will become too watery, as salt draws the water out of the vegetables.

Nutritional information per serving: 226 calories; 14 grams fat; 2 grams saturated fat; 4 grams polyunsaturated fat; 8 grams monounsaturated fat; 93 milligrams cholesterol; 20 grams carbohydrates; 5 grams dietary fiber; 151 milligrams sodium (does not include salt to taste); 7 grams protein

Martha Rose Shulman is the author of “The Very Best of Recipes for Health.”

Read More..